Car Insurance

Virginia is home to 6.2 million licensed drivers with over 8.4 million registered vehicles.[[1]](#footnote-1) And if you’re one of them, you may see some change......

## In the shadow of Factory ZERO ![hamtramck]() Inside General Motor's Hamtramck Assembly Center in Detroit, man and machine work in sync to produce one of GM......

## The True Measure of Affordability At The Zebra, studying trends in insurance data is our speciality. Our annual State of Insurance | Auto Report™ uses histo......

No one likes a bait and switch. And that’s what shopping for insurance can sometimes feel like. You take the time to enter your information and get a number. G......

## Out of Sight, Out of Mind If you’re like most people, when it comes to insurance, you want to be thinking about it as little as possible. You’re buying peac......

## With Age Comes Wisdom...and Higher Insurance Prices Age is a big rating factor in car insurance. We usually hear about this from the lens of youth. Teens (o......

## Wildlife and Roads Hitting a large animal like a deer can cause significant injury or damage to your car. And it happens more frequently than you might thin......

You parked your car overnight — or maybe just for a short errand — and you returned to find it…gone. Discovering that your car has been stolen is a distressing......

## Denied? Here’s Why We pay for insurance both because we often have to (to secure a home loan or by law in order to drive), but also for the peace of mind. W......

## A ripple effect on your wallet Tariffs are big news right now and weighing on the minds of many Americans. It’s been a dizzying back-and-forth with tariffs......

## The link between tax season and car insurance shopping People shop for car insurance all year round. And yet, as sellers of car insurance, we notice an upti......

Our goal at The Zebra has always been simple: to make shopping and saving on insurance simpler. After all, no one loves spending hours comparison shopping, when......

Did you know that lightning strikes more than eight million times a day worldwide ? Or that a single lightning bolt is five times hotter than the sun’s surface?......

If the thought of selecting insurance gets a nervous sweat going, you’re not alone. From car insurance to home insurance and from health insurance to life insur......

If you're a driver in Utah, you need to be aware of changes coming your way in the New Year! As with all states (except New Hampshire), Utah currently requires......

## Car Accident Fatalities Are Down, But Still a Leading Cause of Death Car crashes remain one of the leading causes of death worldwide. While car accident fat......

## Why regulatory sandboxes? As the nation continues to recover from the effects of the pandemic, climate change, supply shortages across industries and employ......

## How to save money on car insurance Sometimes it seems like 90% of what’s on the Internet is “life hacks,” many of which are dubious at best. The question is......

The landscape of insurance, particularly in the realms of home and auto, is undergoing a seismic shift thanks to technological advancements. In 2024, the proper......

As a new year begins, most of us are inundated with two things: 1) post-holiday ennui and 2) a seemingly endless string of 2022 trend pieces. Well, we’ve got o......

## The new age of insurance The global insurtech market was worth a whopping $5.45 billion in 2022 and is expected to grow 52.7% from 2023 to 2030.[[1]](#footn......

Parking in your own front yard seems like a natural right for homeowners. After all, you own the land, right? But depending on where you live, it may actually b......

If you’re paying for insurance every month — whether because it’s required or for peace of mind — it often makes sense to use it when something happens. After a......

## Can You Smoke Behind the Wheel? Lighting a cigarette or taking a puff from a vape during a commute might seem harmless, but many drivers wonder: Is smoking......

## Maybe You'll Win the Lottery Instead When someone wants to emphasize the rarity of an event, they’ll often say, “You’re more likely to be struck by lightnin......

After the insurance reform, Michigan saw improvements in pricing. However, there are still some factors keeping rates high. Here are the major factors making in......

## Why less driving doesn't always mean cheaper rates If you’ve been driving a lot less since the COVID-19 lockdowns began, you might be wondering, “Why isn’t......

## Millennials and car payments Millennials are often associated with less-than-stellar stigmas. However, this collective group of individuals — those born bet......

## Payment mishaps If you find out that you've missed a payment, don't fret. Car insurance companies usually offer grace periods to make up your payment withou......

As we enter the third year of the pandemic, the future of in-person work seems pretty bleak. Companies are continuing to look for ways to keep employees motivat......

In recent years, the sharing economy has witnessed a surge in innovative services that provide individuals with convenient access to various resources. Got a s......

## The Surprising Cost of America's Crumbling Roads It’s a universally dreaded sound. A sudden, sickening thud followed by a violent jolt that rattles your tee......

Hydrogen cars (H2) are vehicles that use hydrogen fuel for motive power, making them energy-efficient alternatives to gas-powered cars. Hydrogen fuel cells use......

## Proof of insurance at your fingertips It’s a safe bet that most of our information is on our phones nowadays. Whether you’re looking over your checking acco......

## Ending your insurance relationship So you’ve decided to break up with your insurance company. Hey, no need to justify ending this kind of relationship. Per......

## Snowy Cars Are Road Hazards In January, a snowstorm blanketed much of the United States in snow and ice. The storm extended over 1,300 miles from the Great......

Buying a used car can be a great way to stretch your vehicle budget. However, not being the first owner of a car means you might miss things in your potential n......

## The Calm Before the Storm: Why Preparation Still Matters Live in a hurricane zone? The good news is that the 2026 Atlantic hurricane season (which spans Jun......

## Animal accidents on the road Most people know a hit and run is going to get you in serious trouble. Leaving the scene of an accident with another driver has......

The recent surge in covid cases across the country could push back insurance carriers’ return-to-office plans and force companies to go fully remote again. Top......

Insurance carriers are having a major TV moment: brand characters like LiMu Emu, Flo, the GEICO gecko, and Jake from StateFarm have been spinning even the munda......

## The frustrations of insurance shopping There’s nothing more frustrating than uncertainty, especially where money is concerned. When you’re looking for insur......

## Teaching the basics of insurance The Zebra has created the following presentations and activities for use in your at-home or online classroom. This lesson p......

What's better than having insurance? Paying LESS for your insurance. As you’re comparing insurance rates among companies, you may notice some of them offer vari......

Have you ever wondered how much other people pay for car insurance? And why your Uncle Stan pays way less than you do, despite being a terrible driver? The thi......

If you’ve followed along on our Insurance Head to Head series in the past (see some of our previous entries), you know that we like to compare two made-up peopl......

## What Will 2026 Herald for Insurance? A new year is just around the corner, which can get many people thinking about change and what 2026 may bring. And whe......

## Do You Love Your Insurance Company? For many of us, when we pay for insurance, our best hope is that we don’t have to think about our policy too often. If......

The year 2023 saw a lot of changes in the insurance market. For some, insurance was harder to come by. For many, it was just one more rising price, pushing up t......

## 41% of Vehicles Nationwide Aren't Fully Maintained The average American drives between 14,000 miles a year. But how many of them are driving cars in prime c......

## Calculating diminished value A car that’s been in an accident is less valuable than it was before the accident. This is true even if repairs return it to wo......

## Are you actually covered for that? A recent survey found that people don’t actually know all of the things their home and auto insurance covers.[[1]](#footn......

## What You Pay Is Only Part of the Picture Insurance rates don’t change by chance; they follow the same economic forces that affect everything else. When infl......

## The road ahead for EV buyers Are you planning to buy an electric vehicle in the next year? If so, you’re in good company. The year 2024 saw record sales of......

## Embedded insurance: the basics Have you heard of embedded insurance? If you're in the insurance industry, you know it as a growing trend that makes it easie......

## Insurance and credit scores Insurance companies consider several factors when deciding how much drivers pay for their car insurance. They look at the driver......

## What Happens When Your Property Is Damaged by Someone Working for a Business? When most of us think about insurance claims, we picture the familiar process......

## You're Car Looks Fine — But Is It? Not every car accident ends with mangled metal and airbags deployed. Some seem minor at first — a little fender bender, a......

It’s that time of year again! Gatherings with families from far away…and having to drive on snowy roads to get to them. Lots of food being made in kitchens by h......

Welcome back to our on-going column Ask an Agent. If you’ve got questions about your insurance coverage, claims or just pesky random scenarios that pop up — our......

With Halloween just around the corner, we’re officially in Spooky Season (which, by our measure, runs from roughly when people stop talking about “hot girl summ......

If you’ve got questions about your insurance coverage, claims or just pesky random scenarios that pop up — our experts have the answers. Welcome back to Ask an......

## Claim Denial Is the First Step Getting into a car accident is stressful enough. Receiving a denial letter from your insurance company afterward can make the......

It’s safe to say that 2021 wasn’t easy, especially in the world of insurance. From learning to cope with back-to-back-to-back climate disasters and managing the......

## The rising tide of insurance costs in 2025 Car insurance is a critical financial safeguard that protects you in an accident, theft or other unexpected disas......

***The following article is a collaboration between AutoVision News and The Zebra’s internal content team. A partnership made with auto enthusiasts in mind, tog......

## Which insurers are getting it right? The majority of people want two things 1) inexpensive/affordable insurance and 2) *good* insurance that will actually c......

## What's New in 2026? Auto insurance can feel like it’s already changing. Sometimes you’re aware of the reason (such as a recent accident), but other times th......

## Another Culprit Behind Rising Insurance Costs Auto insurance rates have been rising in recent years, although the steepness of that rise has leveled off. **......

## Vehicle risks after severe weather Floodwaters can do irreparable damage to cars. Internal mechanics and electronic systems can be ruined, along with the ca......

California is home to more licensed drivers than any other state – more than 27 million of them.[[1]](#footnote-1) And if you’re one of them, you may see some c......

## Costs on the Rise Been a while since you’ve walked into a new vehicle showroom? Expect some serious sticker shock. **The typical MSRP for a new ride nowaday......

## What is Car Exhaust? Car exhaust is a byproduct of internal combustion engines that power most gasoline and diesel vehicles on the road today. While it's a......

## Small driving mistakes can have big consequences In January, you had a fender bender in a parking lot. Then, in March, you got a ticket for accidentally run......

You have a car and you know you need car insurance, so you have a policy. But how much do you really know about car insurance? Are you up to date on the latest......

Your credit score could be costing you up to $1,500 in insurance premiums -- but it’s not the credit score you’re used to. Insurance companies aren’t using the......

## Safety and Savings When you’re shopping for a car, safety ratings might feel like just another line item on a spec sheet. But those ratings do more than tel......

## Get educated about insurance scams These days you have to be pretty cautious and know who to trust. Every email, phone call or interaction could potentially......

Insurance fraud takes more than $300 billion from American consumers each year.[[1]](#footnote-1) Much of this amount comes from smaller and sometimes opportuni......

## Which car is best for your family? If you’re a family of five, it can limit what vehicles you have to choose from. Your days of comfortably rocking up in a......

When you live in the suburbs, it can be the best of both worlds: proximity to the jobs and entertainment of the city, but with more space and cheaper housing an......

## The Leading Causes of Auto Claims If you're feeling the pinch of higher auto insurance premiums, you're not alone: prices have gone up a staggering 48% in t......

## The Darker Side of Long, Summer Days For teenagers, the start of summer represents a well-earned break. It’s a time for beach trips, late nights, and the fr......

## How much insurance is too much? Insurance is a crucial tool to prevent a financial crisis if you experience a costly, unexpected event like a car accident o......

## Tips to save Everyone has to buy car insurance, but it doesn’t always have to be expensive. You know the most obvious ways to save on auto insurance, like k......

## Don't make these car insurance mistakes Buying car insurance can be a complex process, but avoiding certain mistakes can make it much easier and more cost-e......

One out of seven. That’s the number of uninsured drivers on the road in the U.S.[[1]](#footnote-1) So if you fall into the group, you’re certainly not alone, bu......

## The Rise of Artificial Intelligence It’s hard to find an industry that artificial insurance hasn’t transformed in the last few years. From healthcare and f......

Insurance fraud is a persistent issue that costs the industry over $300 billion annually, but with advancements in technology—particularly artificial intelligen......

## AI Opens New Opportunities for Bad Actors...and New Ways to Thwart Them Artificial intelligence is reshaping countless industries, and insurance is no excep......

## AI and insurance It’s hard to find an article today that isn’t concerned with the AI revolution. Will it come for our jobs? Is it reliable? How is it impact......

There are a number of factors that go into what you pay for car insurance. Some of them can feel frustratingly out of your control — like where you live or your......